How Financing Your Custom Closet Works
You don’t have to choose between the storage system you actually want and the one that fits your budget this month. Saint Louis Closet Co. offers flexible financing so you can spread the cost of your project into manageable monthly payments — without draining your savings account to do it.
Here’s a look at how it works, what it costs, and what kinds of projects qualify.
Why Consider Financing a Closet Project?
A custom closet, pantry, or garage system is an investment in how your home functions every single day. Financing lets you get the full design you actually want — rather than a scaled-down version — now, while paying for it over time in a way that fits your monthly budget.
How the Application Works
Saint Louis Closet Co. partners with Wisetack to handle financing, which keeps the process quick and straightforward:
- Check your options. Submit a short application — it takes about a minute.
- See your rate with no risk. Checking your eligibility does not affect your credit score.
- Pick a plan. Once approved, choose the payment term that fits your budget.
- Get started. Move forward with your design and installation as usual.
What Are the Terms?
Every applicant’s rate depends on creditworthiness and the amount financed, but here’s the general range:
- Projects up to $25,000 can be financed
- Terms range from 3 to 120 months
- APRs range from 0% to 35.9%
- No hidden fees, and no compounding interest
As an example: a $1,200 project could run around $105/month over 12 months at a moderate APR — or, if you qualify for a promotional 0% APR plan, roughly $400/month over 3 months. Your actual quote will depend on your project size and approval terms.
What Projects Can Be Financed?
Financing isn’t limited to one type of space. It’s available across the full range of what Saint Louis Closet Co. designs and builds, including:
- Walk-in and reach-in closets
- Kids’ closets
- Pantries
- Garage organization systems
- Murphy beds
- Laundry rooms
- Mudrooms and lockers
- Home offices
Ready to See Your Options?
Checking your rate takes about a minute and won’t affect your credit score. From there, our design team can help you turn your financed project into a space you’ll love using every day.
Check Your Financing Options → HERE
All financing is subject to credit approval. Terms may vary. Payment options are provided through Wisetack’s lending partners. Rates and terms depend on the amount requested and applicant creditworthiness; state interest rate caps may apply.
